Side-by-side · Q2 2026 data
Baker-Boyer National Bank vs Seattle Bank
Metric by metric
| Measure | Baker-Boyer National Bank | Seattle Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 42 |
| Capital cushion | 43 | 53 (stronger) |
| Loan quality | 86 (stronger) | 6 |
| Earnings | 43 | 59 (stronger) |
| Funding & liquidity | 90 (stronger) | 50 |
| Problem-loan coverage | 95 (stronger) | 49 |
| Peer percentile | 31st | 3rd |
| Total assets | $692.9M | $891.4M |
| Deposits / shares | $632.3M | $785.2M |
| Capital ratio | 9.25% | 10.29% (stronger) |
| Problem loans | 0.42% (stronger) | 2.81% |
| Net charge-offs | -0.00% (stronger) | 0.74% |
| Return on assets | 0.58% | 0.98% (stronger) |
| Loans ÷ deposits | 60.4% (stronger) | 91.9% |
| Uninsured deposits | 23.6% (stronger) | 31.1% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | — |
Baker-Boyer National Bank has the higher TellerScore (66 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Baker-Boyer National Bank leads on 5 and Seattle Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.