Side-by-side · Q2 2026 data
Bakersfield City Employees Federal Credit Union vs Chevron Federal Credit Union
Credit union
Bakersfield City Employees Federal Credit Union
Bakersfield, California · Under $100 million in assets
Metric by metric
| Measure | Bakersfield City Employees Federal Credit Union | Chevron Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 81 (stronger) |
| Capital cushion | 71 | 74 (stronger) |
| Loan quality | 99 (stronger) | 87 |
| Earnings | 35 | 85 (stronger) |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 59th | 89th |
| Total assets | $30.1M | $5.4B |
| Deposits / shares | $26.4M | $4.7B |
| Capital ratio | 12.10% | 12.38% (stronger) |
| Problem loans | 0.03% (stronger) | 0.38% |
| Net charge-offs | 0.15% (stronger) | 0.21% |
| Return on assets | 0.38% | 1.64% (stronger) |
| Loans ÷ deposits | 52.8% (stronger) | 87.8% |
| Uninsured deposits | 1.1% (stronger) | 12.0% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.4% |
Chevron Federal Credit Union has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Bakersfield City Employees Federal Credit Union leads on 4 and Chevron Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.