Side-by-side · Q2 2026 data
Bank 1st vs Hiawatha Bank and Trust Company
Metric by metric
| Measure | Bank 1st | Hiawatha Bank and Trust Company |
|---|---|---|
| TellerScore | 91 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 72 | 73 (stronger) |
| Funding & liquidity | 76 (stronger) | 60 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 96th | 57th |
| Total assets | $166.1M | $156.9M |
| Deposits / shares | $128.6M | $133.9M |
| Capital ratio | 15.20% (stronger) | 10.98% |
| Problem loans | 0.00% (stronger) | 0.22% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.30% | 1.33% (stronger) |
| Loans ÷ deposits | 74.2% (stronger) | 79.8% |
| Uninsured deposits | 24.3% (stronger) | 33.5% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.2% |
Bank 1st has the higher TellerScore (91 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Bank 1st leads on 6 and Hiawatha Bank and Trust Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.