Side-by-side · Q2 2026 data
Bank 21 vs Concordia Bank of Concordia, Missouri
Metric by metric
| Measure | Bank 21 | Concordia Bank of Concordia, Missouri |
|---|---|---|
| TellerScore | 79 | 80 (stronger) |
| Capital cushion | 65 | 69 (stronger) |
| Loan quality | 98 (stronger) | 89 |
| Earnings | 100 (stronger) | 82 |
| Funding & liquidity | 37 | 76 (stronger) |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 75th | 77th |
| Total assets | $202.1M | $130.0M |
| Deposits / shares | $164.7M | $114.1M |
| Capital ratio | 11.51% | 11.92% (stronger) |
| Problem loans | 0.05% (stronger) | 0.32% |
| Net charge-offs | -0.04% (stronger) | 0.03% |
| Return on assets | 2.72% (stronger) | 1.56% |
| Loans ÷ deposits | 109.6% | 84.5% (stronger) |
| Uninsured deposits | 27.1% | 7.2% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Concordia Bank of Concordia, Missouri has the higher TellerScore (80 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Bank 21 leads on 3 and Concordia Bank of Concordia, Missouri on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.