Side-by-side · Q2 2026 data
Bank 21 vs Progressive Ozark Bank
Metric by metric
| Measure | Bank 21 | Progressive Ozark Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 77 |
| Capital cushion | 65 (stronger) | 48 |
| Loan quality | 98 | 99 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 37 | 70 (stronger) |
| Problem-loan coverage | 91 (stronger) | 77 |
| Peer percentile | 75th | 68th |
| Total assets | $202.1M | $190.9M |
| Deposits / shares | $164.7M | $170.7M |
| Capital ratio | 11.51% (stronger) | 9.78% |
| Problem loans | 0.05% | 0.03% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.02% |
| Return on assets | 2.72% (stronger) | 2.30% |
| Loans ÷ deposits | 109.6% | 90.4% (stronger) |
| Uninsured deposits | 27.1% | 8.9% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank 21 has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Bank 21 leads on 4 and Progressive Ozark Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.