Side-by-side · Q2 2026 data
Bank & Trust Company vs Peoples Bank & Trust
Metric by metric
| Measure | Bank & Trust Company | Peoples Bank & Trust |
|---|---|---|
| TellerScore | 75 (stronger) | 64 |
| Capital cushion | 63 (stronger) | 57 |
| Loan quality | 88 (stronger) | 47 |
| Earnings | 65 | 100 (stronger) |
| Funding & liquidity | 74 (stronger) | 49 |
| Problem-loan coverage | 96 (stronger) | 82 |
| Peer percentile | 61st | 26th |
| Total assets | $641.3M | $656.6M |
| Deposits / shares | $540.5M | $522.2M |
| Capital ratio | 11.27% (stronger) | 10.73% |
| Problem loans | 0.37% (stronger) | 1.58% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.13% | 2.16% (stronger) |
| Loans ÷ deposits | 78.9% (stronger) | 80.2% |
| Uninsured deposits | 21.6% (stronger) | 43.2% |
| Offices | 9 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank & Trust Company has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bank & Trust Company leads on 6 and Peoples Bank & Trust on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.