Side-by-side · Q2 2026 data
Bank & Trust Company vs Stillman BancCorp N.A.
Metric by metric
| Measure | Bank & Trust Company | Stillman BancCorp N.A. |
|---|---|---|
| TellerScore | 75 (stronger) | 66 |
| Capital cushion | 63 (stronger) | 42 |
| Loan quality | 88 (stronger) | 78 |
| Earnings | 65 (stronger) | 52 |
| Funding & liquidity | 74 | 94 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 61st | 31st |
| Total assets | $641.3M | $645.6M |
| Deposits / shares | $540.5M | $570.9M |
| Capital ratio | 11.27% (stronger) | 9.20% |
| Problem loans | 0.37% (stronger) | 0.65% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.13% (stronger) | 0.79% |
| Loans ÷ deposits | 78.9% | 52.6% (stronger) |
| Uninsured deposits | 21.6% | 20.3% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.1% |
Bank & Trust Company has the higher TellerScore (75 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Bank & Trust Company leads on 4 and Stillman BancCorp N.A. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.