Side-by-side · Q2 2026 data
Bank & Trust Company vs The First National Bank of Litchfield
Metric by metric
| Measure | Bank & Trust Company | The First National Bank of Litchfield |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 63 | 65 (stronger) |
| Loan quality | 88 | 96 (stronger) |
| Earnings | 65 | 76 (stronger) |
| Funding & liquidity | 74 (stronger) | 55 |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 61st | 68th |
| Total assets | $641.3M | $150.4M |
| Deposits / shares | $540.5M | $131.8M |
| Capital ratio | 11.27% | 11.50% (stronger) |
| Problem loans | 0.37% | 0.13% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.13% | 1.39% (stronger) |
| Loans ÷ deposits | 78.9% (stronger) | 84.4% |
| Uninsured deposits | 21.6% (stronger) | 33.4% |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Litchfield has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Bank & Trust Company leads on 2 and The First National Bank of Litchfield on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Litchfield, IL