Side-by-side · Q2 2026 data
Bank vs WCF Financial Bank
Metric by metric
| Measure | Bank | WCF Financial Bank |
|---|---|---|
| TellerScore | 60 (stronger) | 23 |
| Capital cushion | 37 (stronger) | 33 |
| Loan quality | 74 (stronger) | 0 |
| Earnings | 47 (stronger) | 24 |
| Funding & liquidity | 78 (stronger) | 50 |
| Problem-loan coverage | 90 (stronger) | 8 |
| Peer percentile | 19th | 0th |
| Total assets | $217.4M | $224.4M |
| Deposits / shares | $193.0M | $173.7M |
| Capital ratio | 8.68% (stronger) | 8.31% |
| Problem loans | 0.78% (stronger) | 5.11% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.67% (stronger) | 0.10% |
| Loans ÷ deposits | 70.0% (stronger) | 100.3% |
| Uninsured deposits | 26.2% | 23.7% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | — |
Bank has the higher TellerScore (60 vs 23). On the 7 directional measures above (where higher or lower is clearly better), Bank leads on 5 and WCF Financial Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.