Side-by-side · Q2 2026 data
Bank First, N.A. vs Ergo Bank
Metric by metric
| Measure | Bank First, N.A. | Ergo Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 44 |
| Capital cushion | 43 (stronger) | 34 |
| Loan quality | 81 (stronger) | 42 |
| Earnings | 87 (stronger) | 33 |
| Funding & liquidity | 52 | 61 (stronger) |
| Problem-loan coverage | 94 (stronger) | 72 |
| Peer percentile | 49th | 4th |
| Total assets | $5.9B | $276.7M |
| Deposits / shares | $5.0B | $226.2M |
| Capital ratio | 9.27% (stronger) | 8.42% |
| Problem loans | 0.56% (stronger) | 1.74% |
| Net charge-offs | 0.06% | -0.00% (stronger) |
| Return on assets | 1.67% (stronger) | 0.33% |
| Loans ÷ deposits | 88.9% (stronger) | 98.3% |
| Uninsured deposits | 32.7% | 15.4% (stronger) |
| Offices | 38 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.2% | — |
Bank First, N.A. has the higher TellerScore (68 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Bank First, N.A. leads on 5 and Ergo Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.