Side-by-side · Q2 2026 data
Bank First, N.A. vs Johnson Bank
Metric by metric
| Measure | Bank First, N.A. | Johnson Bank |
|---|---|---|
| TellerScore | 68 | 73 (stronger) |
| Capital cushion | 43 | 73 (stronger) |
| Loan quality | 81 | 92 (stronger) |
| Earnings | 87 (stronger) | 72 |
| Funding & liquidity | 52 (stronger) | 28 |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 49th | 70th |
| Total assets | $5.9B | $7.1B |
| Deposits / shares | $5.0B | $5.6B |
| Capital ratio | 9.27% | 12.33% (stronger) |
| Problem loans | 0.56% | 0.23% (stronger) |
| Net charge-offs | 0.06% | -0.06% (stronger) |
| Return on assets | 1.67% (stronger) | 1.30% |
| Loans ÷ deposits | 88.9% (stronger) | 94.2% |
| Uninsured deposits | 32.7% (stronger) | 49.0% |
| Offices | 38 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.2% | 7.8% |
Johnson Bank has the higher TellerScore (73 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank First, N.A. leads on 3 and Johnson Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.