Side-by-side · Q2 2026 data
Bank First, N.A. vs National Exchange Bank and Trust
Metric by metric
| Measure | Bank First, N.A. | National Exchange Bank and Trust |
|---|---|---|
| TellerScore | 68 | 88 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 81 | 88 (stronger) |
| Earnings | 87 | 88 (stronger) |
| Funding & liquidity | 52 | 59 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 49th | 98th |
| Total assets | $5.9B | $2.9B |
| Deposits / shares | $5.0B | $2.3B |
| Capital ratio | 9.27% | 20.06% (stronger) |
| Problem loans | 0.56% | 0.37% (stronger) |
| Net charge-offs | 0.06% | -0.07% (stronger) |
| Return on assets | 1.67% | 1.69% (stronger) |
| Loans ÷ deposits | 88.9% | 73.1% (stronger) |
| Uninsured deposits | 32.7% (stronger) | 40.1% |
| Offices | 38 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.2% | 11.7% |
National Exchange Bank and Trust has the higher TellerScore (88 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank First, N.A. leads on 1 and National Exchange Bank and Trust on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fond Du Lac, WI
- Pardeeville, WI