Side-by-side · Q2 2026 data
Bank Five Nine vs National Bank of Commerce
Metric by metric
| Measure | Bank Five Nine | National Bank of Commerce |
|---|---|---|
| TellerScore | 54 | 70 (stronger) |
| Capital cushion | 48 (stronger) | 43 |
| Loan quality | 36 | 79 (stronger) |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 63 (stronger) | 53 |
| Problem-loan coverage | 68 | 91 (stronger) |
| Peer percentile | 12th | 58th |
| Total assets | $2.5B | $2.2B |
| Deposits / shares | $2.1B | $1.9B |
| Capital ratio | 9.77% (stronger) | 9.33% |
| Problem loans | 1.91% | 0.64% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.05% |
| Return on assets | 1.32% | 2.00% (stronger) |
| Loans ÷ deposits | 97.3% | 92.0% (stronger) |
| Uninsured deposits | 14.8% (stronger) | 29.1% |
| Offices | 13 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.8% | 4.8% |
National Bank of Commerce has the higher TellerScore (70 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Bank Five Nine leads on 3 and National Bank of Commerce on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.