Side-by-side · Q2 2026 data
Bank Forward vs Western State Bank
Metric by metric
| Measure | Bank Forward | Western State Bank |
|---|---|---|
| TellerScore | 70 | 78 (stronger) |
| Capital cushion | 52 | 82 (stronger) |
| Loan quality | 78 (stronger) | 70 |
| Earnings | 89 | 100 (stronger) |
| Funding & liquidity | 56 (stronger) | 47 |
| Problem-loan coverage | 87 | 89 (stronger) |
| Peer percentile | 58th | 86th |
| Total assets | $1.1B | $2.5B |
| Deposits / shares | $935.4M | $2.1B |
| Capital ratio | 10.17% | 13.19% (stronger) |
| Problem loans | 0.67% (stronger) | 0.90% |
| Net charge-offs | 0.00% (stronger) | 0.28% |
| Return on assets | 1.72% | 2.01% (stronger) |
| Loans ÷ deposits | 95.6% (stronger) | 104.8% |
| Uninsured deposits | 23.2% | 22.1% (stronger) |
| Offices | 12 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.3% | 6.3% |
Western State Bank has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Bank Forward leads on 3 and Western State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.