Side-by-side · Q2 2026 data
Bank Iowa vs Cedar Rapids Bank and Trust Company
Metric by metric
| Measure | Bank Iowa | Cedar Rapids Bank and Trust Company |
|---|---|---|
| TellerScore | 54 | 87 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 54 | 82 (stronger) |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 47 (stronger) | 43 |
| Problem-loan coverage | 77 | 96 (stronger) |
| Peer percentile | 12th | 98th |
| Total assets | $2.3B | $2.9B |
| Deposits / shares | $2.0B | $2.1B |
| Capital ratio | 8.94% | 16.94% (stronger) |
| Problem loans | 1.38% | 0.54% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.23% |
| Return on assets | 1.30% | 2.72% (stronger) |
| Loans ÷ deposits | 89.9% (stronger) | 95.8% |
| Uninsured deposits | 36.3% | 34.0% (stronger) |
| Offices | 22 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | 5.9% |
Cedar Rapids Bank and Trust Company has the higher TellerScore (87 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Bank Iowa leads on 2 and Cedar Rapids Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.