Side-by-side · Q2 2026 data
Bank Iowa vs Central Bank
Metric by metric
| Measure | Bank Iowa | Central Bank |
|---|---|---|
| TellerScore | 54 | 65 (stronger) |
| Capital cushion | 39 | 51 (stronger) |
| Loan quality | 54 | 89 (stronger) |
| Earnings | 72 (stronger) | 58 |
| Funding & liquidity | 47 (stronger) | 43 |
| Problem-loan coverage | 77 | 95 (stronger) |
| Peer percentile | 12th | 36th |
| Total assets | $2.3B | $2.3B |
| Deposits / shares | $2.0B | $1.9B |
| Capital ratio | 8.94% | 10.09% (stronger) |
| Problem loans | 1.38% | 0.32% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.30% (stronger) | 0.96% |
| Loans ÷ deposits | 89.9% (stronger) | 105.6% |
| Uninsured deposits | 36.3% | 25.5% (stronger) |
| Offices | 22 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | 5.5% |
Central Bank has the higher TellerScore (65 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Bank Iowa leads on 2 and Central Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.