Side-by-side · Q2 2026 data
Bank Iowa vs Charter Bank
Metric by metric
| Measure | Bank Iowa | Charter Bank |
|---|---|---|
| TellerScore | 54 | 83 (stronger) |
| Capital cushion | 39 | 60 (stronger) |
| Loan quality | 54 | 100 (stronger) |
| Earnings | 72 | 90 (stronger) |
| Funding & liquidity | 47 | 79 (stronger) |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 12th | 84th |
| Total assets | $2.3B | $227.5M |
| Deposits / shares | $2.0B | $203.5M |
| Capital ratio | 8.94% | 11.03% (stronger) |
| Problem loans | 1.38% | 0.00% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.30% | 1.75% (stronger) |
| Loans ÷ deposits | 89.9% | 80.8% (stronger) |
| Uninsured deposits | 36.3% | 13.1% (stronger) |
| Offices | 22 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | 2.0% |
Charter Bank has the higher TellerScore (83 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Bank Iowa leads on 0 and Charter Bank on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.