Side-by-side · Q2 2026 data
Bank Iowa vs Serve Credit Union
Metric by metric
| Measure | Bank Iowa | Serve Credit Union |
|---|---|---|
| TellerScore | 54 | 84 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 54 | 73 (stronger) |
| Earnings | 72 | 78 (stronger) |
| Funding & liquidity | 47 | 73 (stronger) |
| Problem-loan coverage | 77 | 94 (stronger) |
| Peer percentile | 12th | 86th |
| Total assets | $2.3B | $101.3M |
| Deposits / shares | $2.0B | $82.2M |
| Capital ratio | 8.94% | 18.08% (stronger) |
| Problem loans | 1.38% | 0.81% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.21% |
| Return on assets | 1.30% | 1.44% (stronger) |
| Loans ÷ deposits | 89.9% | 87.2% (stronger) |
| Uninsured deposits | 36.3% | 2.6% (stronger) |
| Offices | 22 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | 12.1% |
Serve Credit Union has the higher TellerScore (84 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Bank Iowa leads on 1 and Serve Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.