Side-by-side · Q2 2026 data
Bank Iowa vs State Savings Bank
Metric by metric
| Measure | Bank Iowa | State Savings Bank |
|---|---|---|
| TellerScore | 54 | 70 (stronger) |
| Capital cushion | 39 | 50 (stronger) |
| Loan quality | 54 | 76 (stronger) |
| Earnings | 72 | 91 (stronger) |
| Funding & liquidity | 47 | 59 (stronger) |
| Problem-loan coverage | 77 | 89 (stronger) |
| Peer percentile | 12th | 43rd |
| Total assets | $2.3B | $207.2M |
| Deposits / shares | $2.0B | $181.3M |
| Capital ratio | 8.94% | 10.04% (stronger) |
| Problem loans | 1.38% | 0.72% (stronger) |
| Net charge-offs | 0.07% | 0.05% (stronger) |
| Return on assets | 1.30% | 1.78% (stronger) |
| Loans ÷ deposits | 89.9% (stronger) | 101.3% |
| Uninsured deposits | 36.3% | 14.3% (stronger) |
| Offices | 22 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | — |
State Savings Bank has the higher TellerScore (70 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Bank Iowa leads on 1 and State Savings Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.