Side-by-side · Q2 2026 data
Bank Michigan vs The State Savings Bank of Manistique
Metric by metric
| Measure | Bank Michigan | The State Savings Bank of Manistique |
|---|---|---|
| TellerScore | 62 | 66 (stronger) |
| Capital cushion | 63 (stronger) | 46 |
| Loan quality | 66 | 77 (stronger) |
| Earnings | 47 | 51 (stronger) |
| Funding & liquidity | 58 | 93 (stronger) |
| Problem-loan coverage | 81 | 91 (stronger) |
| Peer percentile | 22nd | 31st |
| Total assets | $176.0M | $178.2M |
| Deposits / shares | $144.9M | $154.1M |
| Capital ratio | 11.25% (stronger) | 9.64% |
| Problem loans | 1.03% | 0.70% (stronger) |
| Net charge-offs | -0.38% (stronger) | 0.01% |
| Return on assets | 0.67% | 0.77% (stronger) |
| Loans ÷ deposits | 97.8% | 59.8% (stronger) |
| Uninsured deposits | 18.7% (stronger) | 21.7% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The State Savings Bank of Manistique has the higher TellerScore (66 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Bank Michigan leads on 3 and The State Savings Bank of Manistique on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.