Side-by-side · Q2 2026 data
Bank Midwest vs First National Bank
Metric by metric
| Measure | Bank Midwest | First National Bank |
|---|---|---|
| TellerScore | 69 | 77 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 86 (stronger) | 33 |
| Earnings | 60 | 100 (stronger) |
| Funding & liquidity | 70 (stronger) | 68 |
| Problem-loan coverage | 94 (stronger) | 85 |
| Peer percentile | 53rd | 68th |
| Total assets | $1.3B | $477.8M |
| Deposits / shares | $1.1B | $380.1M |
| Capital ratio | 10.16% | 18.41% (stronger) |
| Problem loans | 0.42% (stronger) | 2.01% |
| Net charge-offs | 0.25% (stronger) | 4.62% |
| Return on assets | 1.01% | 2.18% (stronger) |
| Loans ÷ deposits | 90.1% (stronger) | 90.6% |
| Uninsured deposits | 8.6% (stronger) | 16.2% |
| Offices | 11 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 13.6% |
First National Bank has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank Midwest leads on 4 and First National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.