Side-by-side · Q2 2026 data
Bank Midwest vs First State Bank
Metric by metric
| Measure | Bank Midwest | First State Bank |
|---|---|---|
| TellerScore | 69 | 81 (stronger) |
| Capital cushion | 52 | 74 (stronger) |
| Loan quality | 86 | 96 (stronger) |
| Earnings | 60 | 75 (stronger) |
| Funding & liquidity | 70 (stronger) | 65 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 53rd | 80th |
| Total assets | $1.3B | $674.3M |
| Deposits / shares | $1.1B | $572.2M |
| Capital ratio | 10.16% | 12.40% (stronger) |
| Problem loans | 0.42% | 0.12% (stronger) |
| Net charge-offs | 0.25% | 0.00% (stronger) |
| Return on assets | 1.01% | 1.38% (stronger) |
| Loans ÷ deposits | 90.1% | 86.5% (stronger) |
| Uninsured deposits | 8.6% (stronger) | 22.4% |
| Offices | 11 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
First State Bank has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank Midwest leads on 1 and First State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Armstrong, IA