Side-by-side · Q2 2026 data
Bank Midwest vs The State Bank
Metric by metric
| Measure | Bank Midwest | The State Bank |
|---|---|---|
| TellerScore | 69 | 83 (stronger) |
| Capital cushion | 52 | 67 (stronger) |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 60 | 67 (stronger) |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 53rd | 73rd |
| Total assets | $1.3B | $88.4M |
| Deposits / shares | $1.1B | $80.3M |
| Capital ratio | 10.16% | 11.73% (stronger) |
| Problem loans | 0.42% | 0.00% (stronger) |
| Net charge-offs | 0.25% | 0.06% (stronger) |
| Return on assets | 1.01% | 1.18% (stronger) |
| Loans ÷ deposits | 90.1% | 52.1% (stronger) |
| Uninsured deposits | 8.6% (stronger) | 15.4% |
| Offices | 11 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
The State Bank has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank Midwest leads on 1 and The State Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Spirit Lake, IA