Side-by-side · Q2 2026 data
Bank of 1889 vs Commerce Bank
Metric by metric
| Measure | Bank of 1889 | Commerce Bank |
|---|---|---|
| TellerScore | 72 | 76 (stronger) |
| Capital cushion | 58 | 64 (stronger) |
| Loan quality | 72 | 94 (stronger) |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 55 | 61 (stronger) |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 50th | 91st |
| Total assets | $339.2M | $35.0B |
| Deposits / shares | $298.8M | $28.1B |
| Capital ratio | 10.85% | 11.43% (stronger) |
| Problem loans | 0.84% | 0.17% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.25% |
| Return on assets | 2.01% (stronger) | 1.25% |
| Loans ÷ deposits | 86.9% | 73.5% (stronger) |
| Uninsured deposits | 31.3% (stronger) | 38.6% |
| Offices | 11 | 146 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 33.2% |
Commerce Bank has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of 1889 leads on 3 and Commerce Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.