Side-by-side · Q2 2026 data
Bank of 1889 vs Freedom Bank of Southern Missouri
Metric by metric
| Measure | Bank of 1889 | Freedom Bank of Southern Missouri |
|---|---|---|
| TellerScore | 72 | 73 (stronger) |
| Capital cushion | 58 (stronger) | 37 |
| Loan quality | 72 | 96 (stronger) |
| Earnings | 100 (stronger) | 97 |
| Funding & liquidity | 55 | 56 (stronger) |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 50th | 53rd |
| Total assets | $339.2M | $850.1M |
| Deposits / shares | $298.8M | $760.1M |
| Capital ratio | 10.85% (stronger) | 8.72% |
| Problem loans | 0.84% | 0.13% (stronger) |
| Net charge-offs | 0.17% | 0.04% (stronger) |
| Return on assets | 2.01% (stronger) | 1.93% |
| Loans ÷ deposits | 86.9% (stronger) | 92.1% |
| Uninsured deposits | 31.3% | 26.0% (stronger) |
| Offices | 11 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 4.9% |
Freedom Bank of Southern Missouri has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of 1889 leads on 3 and Freedom Bank of Southern Missouri on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.