Side-by-side · Q2 2026 data
Bank of 1889 vs Peoples Community Bank
Metric by metric
| Measure | Bank of 1889 | Peoples Community Bank |
|---|---|---|
| TellerScore | 72 | 83 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 72 (stronger) | 59 |
| Earnings | 100 | 100 |
| Funding & liquidity | 55 | 62 (stronger) |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 50th | 84th |
| Total assets | $339.2M | $735.2M |
| Deposits / shares | $298.8M | $599.8M |
| Capital ratio | 10.85% | 18.54% (stronger) |
| Problem loans | 0.84% (stronger) | 1.23% |
| Net charge-offs | 0.17% | -0.02% (stronger) |
| Return on assets | 2.01% | 2.61% (stronger) |
| Loans ÷ deposits | 86.9% | 82.3% (stronger) |
| Uninsured deposits | 31.3% | 29.0% (stronger) |
| Offices | 11 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 8.3% |
Peoples Community Bank has the higher TellerScore (83 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Bank of 1889 leads on 1 and Peoples Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.