Side-by-side · Q2 2026 data
Bank of Alapaha vs Fnb South
Metric by metric
| Measure | Bank of Alapaha | Fnb South |
|---|---|---|
| TellerScore | 69 | 95 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 46 | 100 (stronger) |
| Funding & liquidity | 84 (stronger) | 65 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 40th | 99th |
| Total assets | $251.0M | $734.8M |
| Deposits / shares | $230.0M | $610.4M |
| Capital ratio | 10.23% | 16.24% (stronger) |
| Problem loans | 0.34% | 0.00% (stronger) |
| Net charge-offs | -0.11% | -1.45% (stronger) |
| Return on assets | 0.65% | 2.64% (stronger) |
| Loans ÷ deposits | 53.8% (stronger) | 78.9% |
| Uninsured deposits | 29.7% | 29.7% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fnb South has the higher TellerScore (95 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Alapaha leads on 1 and Fnb South on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.