Side-by-side · Q2 2026 data
Bank of Alapaha vs The Peoples Bank of Georgia
Metric by metric
| Measure | Bank of Alapaha | The Peoples Bank of Georgia |
|---|---|---|
| TellerScore | 69 | 71 (stronger) |
| Capital cushion | 52 (stronger) | 46 |
| Loan quality | 89 | 89 |
| Earnings | 46 | 84 (stronger) |
| Funding & liquidity | 84 (stronger) | 55 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 40th | 47th |
| Total assets | $251.0M | $252.3M |
| Deposits / shares | $230.0M | $219.3M |
| Capital ratio | 10.23% (stronger) | 9.65% |
| Problem loans | 0.34% | 0.32% (stronger) |
| Net charge-offs | -0.11% (stronger) | 0.02% |
| Return on assets | 0.65% | 1.59% (stronger) |
| Loans ÷ deposits | 53.8% (stronger) | 94.3% |
| Uninsured deposits | 29.7% | 24.9% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.2% |
The Peoples Bank of Georgia has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Alapaha leads on 3 and The Peoples Bank of Georgia on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.