Side-by-side · Q2 2026 data
Bank of Alapaha vs The Trust Bank
Metric by metric
| Measure | Bank of Alapaha | The Trust Bank |
|---|---|---|
| TellerScore | 69 | 86 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 89 (stronger) | 55 |
| Earnings | 46 | 97 (stronger) |
| Funding & liquidity | 84 | 90 (stronger) |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 40th | 81st |
| Total assets | $251.0M | $47.0M |
| Deposits / shares | $230.0M | $39.3M |
| Capital ratio | 10.23% | 16.15% (stronger) |
| Problem loans | 0.34% (stronger) | 1.36% |
| Net charge-offs | -0.11% (stronger) | -0.04% |
| Return on assets | 0.65% | 1.94% (stronger) |
| Loans ÷ deposits | 53.8% (stronger) | 65.8% |
| Uninsured deposits | 29.7% | 18.4% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Trust Bank has the higher TellerScore (86 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Alapaha leads on 3 and The Trust Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Adel, GA