Side-by-side · Q2 2026 data
Bank of America California, National Association vs Axos Bank
Bank
Bank of America California, National Association
San Francisco, California · $10 billion – $100 billion
Metric by metric
| Measure | Bank of America California, National Association | Axos Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 74 (stronger) | 42 |
| Loan quality | 78 | 85 (stronger) |
| Earnings | 51 | 100 (stronger) |
| Funding & liquidity | 84 (stronger) | 54 |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 87th | 76th |
| Total assets | $14.8B | $28.9B |
| Deposits / shares | $12.3B | $24.8B |
| Capital ratio | 12.41% (stronger) | 9.24% |
| Problem loans | 0.66% | 0.44% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.09% |
| Return on assets | 0.77% | 2.16% (stronger) |
| Loans ÷ deposits | 76.6% (stronger) | 99.5% |
| Uninsured deposits | 6.2% (stronger) | 21.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | 631 |
| Complaints per $1B deposits | — | 25.4 |
| Mortgage denial rate (HMDA) | — | 37.2% |
Bank of America California, National Association has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Bank of America California, National Association leads on 5 and Axos Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.