Side-by-side · Q2 2026 data
Bank of America, National Association vs Navy Federal Credit Union
Metric by metric
| Measure | Bank of America, National Association | Navy Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 66 (stronger) |
| Capital cushion | 21 | 67 (stronger) |
| Loan quality | 78 (stronger) | 47 |
| Earnings | 65 | 75 (stronger) |
| Funding & liquidity | 70 | 76 (stronger) |
| Problem-loan coverage | 94 (stronger) | 80 |
| Peer percentile | 31st | 60th |
| Total assets | $2.7T | $204.4B |
| Deposits / shares | $2.1T | $173.4B |
| Capital ratio | 7.11% | 11.65% (stronger) |
| Problem loans | 0.65% (stronger) | 1.58% |
| Net charge-offs | 0.47% (stronger) | 2.35% |
| Return on assets | 1.13% | 1.38% (stronger) |
| Loans ÷ deposits | 56.5% (stronger) | 84.4% |
| Uninsured deposits | 42.4% | 9.7% (stronger) |
| Offices | 3,759 | 134 |
| CFPB complaints (3 yrs) | 55,538 | 34,434 |
| Complaints per $1B deposits | 26.2 (stronger) | 198.6 |
| Mortgage denial rate (HMDA) | 44.7% | 32.9% |
Navy Federal Credit Union has the higher TellerScore (66 vs 59). On the 8 directional measures above (where higher or lower is clearly better), Bank of America, National Association leads on 4 and Navy Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- San Diego, CA
- Jacksonville, FL
- Virginia Beach, VA
- Phoenix, AZ
- Atlanta, GA
- San Antonio, TX
- Tampa, FL
- Norfolk, VA
- Fort Worth, TX
- Pensacola, FL
- Richmond, VA
- Arlington, VA
- Albuquerque, NM
- Chesapeake, VA
- Columbia, SC
- El Paso, TX
- Glendale, AZ
- Annapolis, MD
- Chula Vista, CA
- Aurora, CO
- Santa Ana, CA
- Temecula, CA
- Alpharetta, GA
- Rockville, MD
- Vienna, VA
- Winter Park, FL
- Augusta, GA
- Fairfax, VA
- Fredericksburg, VA
- Cleveland, OH