Side-by-side · Q2 2026 data
Bank of America, National Association vs Sun Community Federal Credit Union
Credit union
Sun Community Federal Credit Union
El Centro, California · $100 million – $1 billion
Metric by metric
| Measure | Bank of America, National Association | Sun Community Federal Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 56 |
| Capital cushion | 21 | 34 (stronger) |
| Loan quality | 78 | 92 (stronger) |
| Earnings | 65 (stronger) | 10 |
| Funding & liquidity | 70 | 73 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 31st | 13th |
| Total assets | $2.7T | $895.6M |
| Deposits / shares | $2.1T | $803.4M |
| Capital ratio | 7.11% | 8.40% (stronger) |
| Problem loans | 0.65% | 0.25% (stronger) |
| Net charge-offs | 0.47% (stronger) | 1.73% |
| Return on assets | 1.13% (stronger) | -0.25% |
| Loans ÷ deposits | 56.5% (stronger) | 84.3% |
| Uninsured deposits | 42.4% | 17.8% (stronger) |
| Offices | 3,759 | 6 |
| CFPB complaints (3 yrs) | 55,538 | — |
| Complaints per $1B deposits | 26.2 | — |
| Mortgage denial rate (HMDA) | 44.7% | 5.3% |
Bank of America, National Association has the higher TellerScore (59 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Bank of America, National Association leads on 4 and Sun Community Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.