Side-by-side · Q2 2026 data
Bank of Ann Arbor vs Michigan Columbus Federal Credit Union
Credit union
Michigan Columbus Federal Credit Union
Livonia, Michigan · Under $100 million in assets
Metric by metric
| Measure | Bank of Ann Arbor | Michigan Columbus Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 82 |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 91 (stronger) | 66 |
| Earnings | 99 (stronger) | 52 |
| Funding & liquidity | 36 | 100 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 93rd | 70th |
| Total assets | $3.5B | $75.0M |
| Deposits / shares | $2.8B | $62.4M |
| Capital ratio | 13.17% | 16.57% (stronger) |
| Problem loans | 0.27% (stronger) | 1.01% |
| Net charge-offs | 0.07% (stronger) | 0.46% |
| Return on assets | 1.98% (stronger) | 0.80% |
| Loans ÷ deposits | 92.6% | 42.3% (stronger) |
| Uninsured deposits | 44.0% | 3.9% (stronger) |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | 0.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bank of Ann Arbor leads on 3 and Michigan Columbus Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.