Side-by-side · Q2 2026 data
Bank of Ann Arbor vs Tlc Community Credit Union
Metric by metric
| Measure | Bank of Ann Arbor | Tlc Community Credit Union |
|---|---|---|
| TellerScore | 82 | 90 (stronger) |
| Capital cushion | 82 | 95 (stronger) |
| Loan quality | 91 | 95 (stronger) |
| Earnings | 99 (stronger) | 66 |
| Funding & liquidity | 36 | 100 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 93rd | 95th |
| Total assets | $3.5B | $950.2M |
| Deposits / shares | $2.8B | $746.7M |
| Capital ratio | 13.17% | 14.48% (stronger) |
| Problem loans | 0.27% | 0.14% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.13% |
| Return on assets | 1.98% (stronger) | 1.15% |
| Loans ÷ deposits | 92.6% | 60.5% (stronger) |
| Uninsured deposits | 44.0% | 6.3% (stronger) |
| Offices | 17 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | 17.5% |
Tlc Community Credit Union has the higher TellerScore (90 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Bank of Ann Arbor leads on 2 and Tlc Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.