Side-by-side · Q2 2026 data
Bank of Bearden vs Relyance Bank
Metric by metric
| Measure | Bank of Bearden | Relyance Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 76 |
| Capital cushion | 63 | 83 (stronger) |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 58 (stronger) | 39 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 73rd | 80th |
| Total assets | $67.4M | $1.4B |
| Deposits / shares | $60.8M | $1.2B |
| Capital ratio | 11.29% | 13.27% (stronger) |
| Problem loans | 0.00% (stronger) | 0.40% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 2.01% (stronger) | 1.21% |
| Loans ÷ deposits | 50.5% (stronger) | 91.8% |
| Uninsured deposits | 53.1% | 41.1% (stronger) |
| Offices | 1 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.0% |
Bank of Bearden has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bank of Bearden leads on 5 and Relyance Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.