Side-by-side · Q2 2026 data
Bank of Botetourt vs CornerStone Bank
Metric by metric
| Measure | Bank of Botetourt | CornerStone Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 66 |
| Capital cushion | 60 (stronger) | 59 |
| Loan quality | 92 (stronger) | 71 |
| Earnings | 92 (stronger) | 68 |
| Funding & liquidity | 66 (stronger) | 56 |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 75th | 31st |
| Total assets | $939.4M | $232.8M |
| Deposits / shares | $821.5M | $198.6M |
| Capital ratio | 11.00% (stronger) | 10.86% |
| Problem loans | 0.25% (stronger) | 0.87% |
| Net charge-offs | 0.05% | -0.03% (stronger) |
| Return on assets | 1.80% (stronger) | 1.20% |
| Loans ÷ deposits | 94.3% | 92.1% (stronger) |
| Uninsured deposits | 13.5% (stronger) | 26.4% |
| Offices | 14 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Bank of Botetourt has the higher TellerScore (79 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Bank of Botetourt leads on 5 and CornerStone Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.