Side-by-side · Q2 2026 data
Bank of Botetourt vs The Bank of Southside Virginia
Metric by metric
| Measure | Bank of Botetourt | The Bank of Southside Virginia |
|---|---|---|
| TellerScore | 79 | 97 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 92 | 97 (stronger) |
| Earnings | 92 | 100 (stronger) |
| Funding & liquidity | 66 | 87 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 75th | 100th |
| Total assets | $939.4M | $670.3M |
| Deposits / shares | $821.5M | $489.2M |
| Capital ratio | 11.00% | 23.38% (stronger) |
| Problem loans | 0.25% | 0.08% (stronger) |
| Net charge-offs | 0.05% | -0.01% (stronger) |
| Return on assets | 1.80% | 3.74% (stronger) |
| Loans ÷ deposits | 94.3% | 54.3% (stronger) |
| Uninsured deposits | 13.5% (stronger) | 27.3% |
| Offices | 14 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
The Bank of Southside Virginia has the higher TellerScore (97 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Bank of Botetourt leads on 1 and The Bank of Southside Virginia on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.