Side-by-side · Q2 2026 data
Bank of Bozeman vs Freedom Bank
Metric by metric
| Measure | Bank of Bozeman | Freedom Bank |
|---|---|---|
| TellerScore | 68 | 78 (stronger) |
| Capital cushion | 52 | 72 (stronger) |
| Loan quality | 87 (stronger) | 82 |
| Earnings | 54 | 94 (stronger) |
| Funding & liquidity | 69 (stronger) | 51 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 37th | 72nd |
| Total assets | $108.4M | $157.3M |
| Deposits / shares | $96.4M | $138.8M |
| Capital ratio | 10.20% | 12.25% (stronger) |
| Problem loans | 0.39% (stronger) | 0.54% |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 0.84% | 1.84% (stronger) |
| Loans ÷ deposits | 81.0% (stronger) | 98.3% |
| Uninsured deposits | 24.5% (stronger) | 24.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Freedom Bank has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bank of Bozeman leads on 4 and Freedom Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.