Side-by-side · Q2 2026 data
Bank of Buffalo vs Owingsville Banking Company
Metric by metric
| Measure | Bank of Buffalo | Owingsville Banking Company |
|---|---|---|
| TellerScore | 69 (stronger) | 67 |
| Capital cushion | 48 | 50 (stronger) |
| Loan quality | 77 | 90 (stronger) |
| Earnings | 86 (stronger) | 44 |
| Funding & liquidity | 61 | 76 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 40th | 34th |
| Total assets | $140.5M | $104.1M |
| Deposits / shares | $102.4M | $92.3M |
| Capital ratio | 9.78% | 10.02% (stronger) |
| Problem loans | 0.69% | 0.29% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.65% (stronger) | 0.60% |
| Loans ÷ deposits | 99.7% | 83.8% (stronger) |
| Uninsured deposits | 8.7% (stronger) | 12.3% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Buffalo has the higher TellerScore (69 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Bank of Buffalo leads on 3 and Owingsville Banking Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.