Side-by-side · Q2 2026 data
Bank of Buffalo vs The Peoples Bank
Metric by metric
| Measure | Bank of Buffalo | The Peoples Bank |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 48 | 66 (stronger) |
| Loan quality | 77 | 92 (stronger) |
| Earnings | 86 (stronger) | 55 |
| Funding & liquidity | 61 | 69 (stronger) |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 40th | 53rd |
| Total assets | $140.5M | $135.3M |
| Deposits / shares | $102.4M | $119.4M |
| Capital ratio | 9.78% | 11.55% (stronger) |
| Problem loans | 0.69% | 0.23% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.12% |
| Return on assets | 1.65% (stronger) | 0.87% |
| Loans ÷ deposits | 99.7% | 91.5% (stronger) |
| Uninsured deposits | 8.7% (stronger) | 11.2% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Bank has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Buffalo leads on 3 and The Peoples Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.