Side-by-side · Q2 2026 data
Bank of Buffalo vs The Sacramento Deposit Bank
Metric by metric
| Measure | Bank of Buffalo | The Sacramento Deposit Bank |
|---|---|---|
| TellerScore | 69 | 74 (stronger) |
| Capital cushion | 48 (stronger) | 45 |
| Loan quality | 77 (stronger) | 75 |
| Earnings | 86 | 100 (stronger) |
| Funding & liquidity | 61 | 90 (stronger) |
| Problem-loan coverage | 90 (stronger) | 86 |
| Peer percentile | 40th | 57th |
| Total assets | $140.5M | $149.8M |
| Deposits / shares | $102.4M | $136.9M |
| Capital ratio | 9.78% (stronger) | 9.46% |
| Problem loans | 0.69% (stronger) | 0.76% |
| Net charge-offs | 0.04% (stronger) | 0.07% |
| Return on assets | 1.65% | 2.24% (stronger) |
| Loans ÷ deposits | 99.7% | 70.3% (stronger) |
| Uninsured deposits | 8.7% | 8.6% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Sacramento Deposit Bank has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Buffalo leads on 3 and The Sacramento Deposit Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.