Side-by-side · Q2 2026 data
Bank of Cadiz and Trust Company vs First Kentucky Bank, Inc.
Metric by metric
| Measure | Bank of Cadiz and Trust Company | First Kentucky Bank, Inc. |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 41 | 43 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 60 | 70 (stronger) |
| Funding & liquidity | 98 (stronger) | 87 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 57th | 53rd |
| Total assets | $142.9M | $585.6M |
| Deposits / shares | $137.9M | $508.2M |
| Capital ratio | 9.07% | 9.35% (stronger) |
| Problem loans | 0.00% (stronger) | 0.25% |
| Net charge-offs | 0.38% | 0.04% (stronger) |
| Return on assets | 0.99% | 1.26% (stronger) |
| Loans ÷ deposits | 61.9% (stronger) | 70.2% |
| Uninsured deposits | 9.3% (stronger) | 17.8% |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.9% |
Bank of Cadiz and Trust Company has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Bank of Cadiz and Trust Company leads on 4 and First Kentucky Bank, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.