Side-by-side · Q2 2026 data
Bank of Cadiz and Trust Company vs The Murray Bank
Metric by metric
| Measure | Bank of Cadiz and Trust Company | The Murray Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 60 |
| Capital cushion | 41 | 50 (stronger) |
| Loan quality | 100 (stronger) | 35 |
| Earnings | 60 | 93 (stronger) |
| Funding & liquidity | 98 (stronger) | 73 |
| Problem-loan coverage | 100 (stronger) | 71 |
| Peer percentile | 57th | 19th |
| Total assets | $142.9M | $534.1M |
| Deposits / shares | $137.9M | $476.7M |
| Capital ratio | 9.07% | 9.96% (stronger) |
| Problem loans | 0.00% (stronger) | 1.95% |
| Net charge-offs | 0.38% | 0.01% (stronger) |
| Return on assets | 0.99% | 1.82% (stronger) |
| Loans ÷ deposits | 61.9% (stronger) | 84.6% |
| Uninsured deposits | 9.3% (stronger) | 17.8% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Cadiz and Trust Company has the higher TellerScore (74 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Bank of Cadiz and Trust Company leads on 4 and The Murray Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.