Side-by-side · Q2 2026 data
Bank of Cave City vs FNBC Bank
Metric by metric
| Measure | Bank of Cave City | FNBC Bank |
|---|---|---|
| TellerScore | 50 | 69 (stronger) |
| Capital cushion | 34 | 47 (stronger) |
| Loan quality | 46 | 74 (stronger) |
| Earnings | 51 | 84 (stronger) |
| Funding & liquidity | 78 (stronger) | 75 |
| Problem-loan coverage | 62 | 88 (stronger) |
| Peer percentile | 7th | 40th |
| Total assets | $194.4M | $843.3M |
| Deposits / shares | $171.9M | $704.1M |
| Capital ratio | 8.38% | 9.68% (stronger) |
| Problem loans | 1.62% | 0.79% (stronger) |
| Net charge-offs | 0.12% | 0.06% (stronger) |
| Return on assets | 0.78% | 1.60% (stronger) |
| Loans ÷ deposits | 76.2% (stronger) | 85.6% |
| Uninsured deposits | 20.8% | 12.1% (stronger) |
| Offices | 5 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.0% |
FNBC Bank has the higher TellerScore (69 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Bank of Cave City leads on 1 and FNBC Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.