Side-by-side · Q2 2026 data
Bank of Cave City vs The Peoples Bank
Metric by metric
| Measure | Bank of Cave City | The Peoples Bank |
|---|---|---|
| TellerScore | 50 | 65 (stronger) |
| Capital cushion | 34 | 86 (stronger) |
| Loan quality | 46 (stronger) | 26 |
| Earnings | 51 | 88 (stronger) |
| Funding & liquidity | 78 (stronger) | 51 |
| Problem-loan coverage | 62 | 78 (stronger) |
| Peer percentile | 7th | 29th |
| Total assets | $194.4M | $195.9M |
| Deposits / shares | $171.9M | $136.8M |
| Capital ratio | 8.38% | 13.59% (stronger) |
| Problem loans | 1.62% (stronger) | 2.23% |
| Net charge-offs | 0.12% (stronger) | 0.28% |
| Return on assets | 0.78% | 1.69% (stronger) |
| Loans ÷ deposits | 76.2% (stronger) | 109.2% |
| Uninsured deposits | 20.8% | 6.6% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Bank has the higher TellerScore (65 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Bank of Cave City leads on 3 and The Peoples Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.