Side-by-side · Q2 2026 data
Bank of Central Florida vs BankFlorida
Metric by metric
| Measure | Bank of Central Florida | BankFlorida |
|---|---|---|
| TellerScore | 69 | 75 (stronger) |
| Capital cushion | 37 | 76 (stronger) |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 73 (stronger) | 70 |
| Funding & liquidity | 70 (stronger) | 22 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 53rd | 61st |
| Total assets | $1.2B | $459.5M |
| Deposits / shares | $1.1B | $388.9M |
| Capital ratio | 8.75% | 12.58% (stronger) |
| Problem loans | 0.21% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.07% (stronger) |
| Return on assets | 1.32% (stronger) | 1.25% |
| Loans ÷ deposits | 73.3% (stronger) | 87.8% |
| Uninsured deposits | 30.4% (stronger) | 59.9% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | — |
BankFlorida has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Bank of Central Florida leads on 3 and BankFlorida on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.