Side-by-side · Q2 2026 data
Bank Of Clarke vs Chesapeake Bank
Metric by metric
| Measure | Bank Of Clarke | Chesapeake Bank |
|---|---|---|
| TellerScore | 67 | 81 (stronger) |
| Capital cushion | 73 (stronger) | 62 |
| Loan quality | 64 | 92 (stronger) |
| Earnings | 61 | 91 (stronger) |
| Funding & liquidity | 54 | 77 (stronger) |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 44th | 91st |
| Total assets | $1.8B | $1.7B |
| Deposits / shares | $1.6B | $1.5B |
| Capital ratio | 12.27% (stronger) | 11.18% |
| Problem loans | 1.07% | 0.24% (stronger) |
| Net charge-offs | 0.30% | 0.07% (stronger) |
| Return on assets | 1.02% | 1.78% (stronger) |
| Loans ÷ deposits | 92.8% | 74.2% (stronger) |
| Uninsured deposits | 26.5% | 23.2% (stronger) |
| Offices | 14 | 17 |
| CFPB complaints (3 yrs) | 119 | — |
| Complaints per $1B deposits | 74.2 | — |
| Mortgage denial rate (HMDA) | — | 19.4% |
Chesapeake Bank has the higher TellerScore (81 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Bank Of Clarke leads on 1 and Chesapeake Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.