Side-by-side · Q2 2026 data
Bank Of Clarke vs MainStreet Bank
Metric by metric
| Measure | Bank Of Clarke | MainStreet Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 47 |
| Capital cushion | 73 | 78 (stronger) |
| Loan quality | 64 (stronger) | 0 |
| Earnings | 61 (stronger) | 56 |
| Funding & liquidity | 54 (stronger) | 47 |
| Problem-loan coverage | 87 (stronger) | 58 |
| Peer percentile | 44th | 5th |
| Total assets | $1.8B | $2.2B |
| Deposits / shares | $1.6B | $1.9B |
| Capital ratio | 12.27% | 12.78% (stronger) |
| Problem loans | 1.07% (stronger) | 3.15% |
| Net charge-offs | 0.30% | 0.03% (stronger) |
| Return on assets | 1.02% (stronger) | 0.90% |
| Loans ÷ deposits | 92.8% (stronger) | 99.5% |
| Uninsured deposits | 26.5% (stronger) | 27.8% |
| Offices | 14 | 7 |
| CFPB complaints (3 yrs) | 119 | — |
| Complaints per $1B deposits | 74.2 | — |
| Mortgage denial rate (HMDA) | — | 15.6% |
Bank Of Clarke has the higher TellerScore (67 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Bank Of Clarke leads on 5 and MainStreet Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.