Side-by-side · Q2 2026 data
Bank Of Clarke vs Virginia National Bank
Metric by metric
| Measure | Bank Of Clarke | Virginia National Bank |
|---|---|---|
| TellerScore | 67 | 83 (stronger) |
| Capital cushion | 73 | 82 (stronger) |
| Loan quality | 64 | 84 (stronger) |
| Earnings | 61 | 94 (stronger) |
| Funding & liquidity | 54 | 64 (stronger) |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 44th | 94th |
| Total assets | $1.8B | $1.6B |
| Deposits / shares | $1.6B | $1.4B |
| Capital ratio | 12.27% | 13.21% (stronger) |
| Problem loans | 1.07% | 0.47% (stronger) |
| Net charge-offs | 0.30% | 0.00% (stronger) |
| Return on assets | 1.02% | 1.86% (stronger) |
| Loans ÷ deposits | 92.8% | 86.9% (stronger) |
| Uninsured deposits | 26.5% | 23.7% (stronger) |
| Offices | 14 | 12 |
| CFPB complaints (3 yrs) | 119 | — |
| Complaints per $1B deposits | 74.2 | — |
| Mortgage denial rate (HMDA) | — | 18.2% |
Virginia National Bank has the higher TellerScore (83 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Bank Of Clarke leads on 0 and Virginia National Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.