Side-by-side · Q2 2026 data
Bank of Columbia vs The Citizens Bank
Metric by metric
| Measure | Bank of Columbia | The Citizens Bank |
|---|---|---|
| TellerScore | 76 | 76 |
| Capital cushion | 43 (stronger) | 37 |
| Loan quality | 94 | 98 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 69 | 70 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 64th | 64th |
| Total assets | $231.1M | $228.6M |
| Deposits / shares | $209.2M | $181.9M |
| Capital ratio | 9.31% (stronger) | 8.72% |
| Problem loans | 0.19% | 0.06% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | 2.27% (stronger) | 2.15% |
| Loans ÷ deposits | 87.5% | 82.8% (stronger) |
| Uninsured deposits | 18.1% (stronger) | 21.9% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Bank of Columbia leads on 4 and The Citizens Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.